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The Benefits of Working With an Independent Agent
McLaughlin Associates is an Independent, local, family-owned agency. We don’t work for insurance companies, we work for you. As an independent agent, we’re not tethered to just one company. We have the flexibility and the connections to provide the right coverage for your cars, motorcycles, trucks, motor homes, recreational vehicles, and antique or classic autos.
We invite you to bring your automobile insurance coverage questions to our personal auto experts. We’ll explain these and other benefits of working with an independent agency.
- Multiple Carriers: We have working relationships with Travelers, The Hartford, Metlife, National Grange, Progressive, and other major insurance companies.
- Coverage Options: We customize your liability limits, deductible, and other options so you don’t pay for coverage you don’t need.
- Multiple Quotes: When you want to compare auto insurance premiums, we make it easy with quotes from multiple companies.
- Local Professional Service: We live and work in the community so we give you professional service but we treat you like a friend and neighbor.
Let Us Help You Understand Your Automobile Insurance Policy
Auto Liability Coverage
Let Us Help You Understand Your Automobile Insurance Policy
Auto Liability Coverage
Collision Coverage
Comprehensive Coverage
Uninsured Motorist Coverages
Under Connecticut law, you must have Uninsured and Underinsured Motorist coverage with limits equal to your liability coverage. You may increase your UM/UIM limits to an amount that’s double your Bodily Injury liability limit. UM coverage pays for injuries that you and your passengers sustain when an uninsured, hit-and-run, or unidentified driver negligently injures you in an accident.
Underinsured Motorist Coverages
When the value of your injuries exceed the negligent driver’s liability limits, your Underinsured Motorist coverage pays the difference between the negligent driver’s liability coverage and your UIM coverage. Your settlement cannot exceed the dollar value of your injury.
We understand that even a simple UM/UIM explanation can seem complicated. We’d be happy to provide more details about these important coverages.
Uninsured Motorist Coverages
Underinsured Motorist Coverages
When the value of your injuries exceed the negligent driver’s liability limits, your Underinsured Motorist coverage pays the difference between the negligent driver’s liability coverage and your UIM coverage. Your settlement cannot exceed the dollar value of your injury.
We understand that even a simple UM/UIM explanation can seem complicated. We’d be happy to provide more details about these important coverages.
Get a Quote Today! Give us a call at (203) 245-8287 or fill in the form to right. We will respond within 1 business day.
Let’s Get Started! Give us a call at (203) 245-8287 or fill in the form below. We will respond within 1 business day.
Serving the Shoreline for Over 40 Years
Our office is located in Madison Connecticut and we serve customers from all around Connecticut. We specialize in our local service areas of :
- Branford CT
- Madison CT
- Guilford CT
- Clinton CT
- Westbrook CT
- Old Saybrook CT
Get a Quote Today
Location
Contact Info
Office Hours
Mon: 9:00 am - 5:00 pm
Tues: 9:00 am - 5:00 pm
Wed: 9:00 am - 5:00 pm
Thurs: 9:00 am - 5:00 pm
Fri: 9:00 am - 5:00 pm
Sat: Closed
Sun: Closed